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FDIC and DIF Information 

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Your FDIC Coverage Has Increased…Two NEW FDIC Insurance Programs Make Keeping Your Money With Berkshire Bank Simple and Safe.

Each depositor insured to at least $250,000; more than double the former coverage limit of $100,000.

Effective July 1, 2010, the FDIC insurance coverage limits under the Transaction Account Guarantee program will change. Funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.

At Berkshire Bank We Provide 100% Deposit Protection Regardless of
Amount … Guaranteed!

When you bank at Berkshire Bank, all of your deposits are fully insured and fully protected regardless of amount. All deposits above the FDIC limit of $250,000 are insured in full by the Depositors Insurance Fund.

The combination of FDIC and DIF insurance provides depositors of Berkshire Bank with full deposit insurance on all their deposit accounts. No depositor has ever lost a penny in a bank insured by both the FDIC and DIF.

For more information, talk to a Financial Services Representative about what this coverage means for you.


For more information about deposit insurance coverage contact us, stop into your nearest Berkshire Bank office or visit the following websites.

Electronic Deposit Insurance Estimator (EDIE)
Federal Deposit Insurance Corporation (FDIC)
Depositors Insurance Fund (DIF)

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